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Arrowhead Avenue, St Neots
Two Bedroom Semi-Detached Home – 35% Shared Ownership
Full Market Value: ÂŁ310,000 | 35% Share: ÂŁ108,500
Rent & Service Charge: ÂŁ515.93 per month
Located in the popular Wintringham development in St Neots, this well-presented two-bedroom semi-detached house is offered on a 35% shared ownership basis, providing a great opportunity for buyers looking to get onto the property ladder in a sought-after area.
The home features a modern fitted kitchen with built-in appliances, a bright and spacious living area, and two good-sized double bedrooms. Outside, there is a private enclosed rear garden and two allocated parking spaces.
About the Wintringham Development
Wintringham is a well-designed new community offering a mix of green spaces, local amenities, and strong transport connections. The development benefits from:
Landscaped parks and walking routes
A newly built primary school
Future plans for shops, cafés, and community facilities
Excellent access to the A1, A428, and St Neots train station with services to London and Cambridge
About Shared Ownership
Shared Ownership is a part-buy, part-rent scheme designed to help buyers who may not be able to purchase a home outright. With a 35% share, you pay a reduced rent on the remaining portion, with the option to increase your share over time through staircasing.
Contact us today to arrange a viewing or to learn more about shared ownership options.
Shared Ownership – General Eligibility CriteriaTo be eligible to apply for Shared Ownership with Orbit Homes, you generally need to satisfy the following:
Age
You must be 18 years old or over.
Not currently owning a suitable home
Usually, you must not already own a home that meets your needs. If you do own one, it may disqualify you or require special circumstances.
Credit status
You need a good credit record, to be able to obtain a mortgage and meet ongoing financial commitments.
Affordability
You must be able to afford the share you want to purchase, plus the rent on the remaining share, plus any service charges / maintenance etc.
Orbit carry out an affordability assessment, including estimates of monthly costs, deposit, fees and ensuring that you have sufficient “surplus income” after all housing costs and other financial commitments.
Under their Surplus Income Policy, applicants must typically have a certain minimum amount of disposable income (after all commitments) to ensure sustainability.
Income thresholds
There is often an upper limit on household income, many Shared Ownership schemes in England use similar limits (e.g. around £80,000 outside London, sometimes higher/lower depending on region, funding and planning agreements) in other providers’ eligibility criteria.
You may need to show your household income, savings, etc. as part of the initial and full assessment.
Residency / Right to live in the UK
You need the legal right to live in the UK. Citizenship, settled status, or valid leave to remain are usually required.
Registration / Application Process - You will be sent through an initial affordability assessment often by a nominated mortgage advisor, which decides whether they meet Orbit’s eligibility and financial capacity.
Kitchen / Dining / Living Area 28' 8" x 11' 10" (8.74m x 3.60m)
Entrance door leading to open plan living, dining and kitchen. Wood effect flooring. TV and telephone point. Radiator. Large cupboard under stairs housing electrical consumer unit.
Kitchen comprises; work surfaces with drawers and cupboards under. Wall mounted cupboards. Built in electric oven and four ring hob with extractor fan over. Built in fridge/freezer and washing machine. One and a half bowl sink with mixer tap. Cupboard housing gas combi boiler. UPVC window to rear. Door to rear lobby.
Rear Lobby
Glazed door to rear. Radiator. Door to WC.
WC
Two piece white suite comprising low level WC and wash hand basin with vanity unit under. Extractor fan. Radiator.
Landing
Doors to bedrooms and bathroom.
Bedroom One 12' 3" x 14' 8" (3.73m x 4.46m)
UPVC window to rear. Radiator.
Bedroom Two 11' 2" x 14' 8" (3.40m x 4.46m)
UPVC window to front. Radiator.
Bathroom
Three piece white suite comprising low level WC, pedestal wash hand basin and panelled bath with shower over with glass screen and tiled splash backs. Bathroom mirror. Shaver sockets. Extractor fan.