September was a month of disruption. With a new Prime Minister and Chancellor at the helm, changes marked the inauguration of this new partnership. First up alterations to the stamp duty thresholds.
From the 1st October in England and the 1st December in Wales, there are regulatory changes around smoke detectors and fire alarms that all landlords will need to implement with immediate effect, as there will be no ‘grace’ period and fines can be issued from day one.
Irreverently known as the ‘Bank of Mum and Dad’, cash contributions from parents and even grandparents are on the rise. In fact, an estimated £25 billion is expected to be lent to children over the next three years, with almost half of all first-time buyers having to rely on family to fund part or all of their deposit.
Lending experts have noted that landlords are increasingly considering new build homes for their next buy-to-let, as they tick so many boxes when it comes to changing regulations. Here are three reasons why buy-to-let and new build can go hand in hand:-
August is usually a time for lazy days and annual holidays but this year, the month failed to read the script. There has not been the traditional pause in home moving activity this summer. As a result, there are some surprising statistics to digest.
For many of us, three little words have become the focus of our finances: energy price cap. This guide to the current energy situation answers many of the most commonly-asked questions and features advice for confused households.
Moving home presents an excellent opportunity to change purchasing habits, especially at a time when many people need new items. The small but conscious choices made can make a big, collective impact on the environment, and there’s no need to compromise on style either.
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